Georgia Adjuster Practice Test

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Study for the Georgia Adjuster Test with flashcards and multiple choice questions, each question provided with hints and explanations. Prepare to pass your exam with confidence!

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How long must adjusters maintain records of investigations or adjustments?

  1. 3 years

  2. 5 years

  3. 7 years

  4. Indefinitely

The correct answer is: 5 years

Adjusters are required to maintain records of their investigations or adjustments for a period of five years in Georgia. This retention period is designed to ensure that there is adequate documentation available in case of disputes, audits, or regulatory inquiries. By keeping records for this length of time, adjusters comply with both state regulations and best practices for record-keeping in the insurance industry, allowing for the proper handling of claims and promoting accountability. While some professions may call for longer retention periods, or even indefinite retention in certain cases, the five-year requirement strikes a balance between practicality and the need for accountability. Thus, five years is the specified duration in Georgia, making it essential for adjusters to be diligent in their record-keeping for this term to stay compliant.

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