Georgia Adjuster Practice Test

What does the Motor Carrier Act of 1980 require from trucking operators?

1. Proof of financial stability

2. Proof of liability insurance

3. Proof of vehicle safety inspections

4. Proof of cargo insurance

The correct answer is: Proof of liability insurance

The Motor Carrier Act of 1980 primarily focuses on the regulation of trucking operations, requiring operators to provide proof of liability insurance. This requirement ensures that trucking companies have adequate insurance coverage to protect against claims arising from accidents or damages that occur during the transportation of goods. By mandating liability insurance, the Act aims to provide a level of financial protection to the public and to ensure that victims of accidents involving commercial vehicles can obtain compensation for their losses. While other forms of proof, such as financial stability or cargo insurance, might be important in the broader context of operating a trucking business, the specific emphasis of the Motor Carrier Act of 1980 is on the need for liability insurance, highlighting its critical role in the safety and accountability of commercial carriers on the road.