Georgia Adjuster Practice Test

Where can the limits of the Employers' Liability section of a workers' compensation policy be found?

1. On the policy endorsement

2. On the application form

3. Listed on the information page

4. In the underwriting guidelines

The correct answer is: Listed on the information page

The limits of the Employers' Liability section in a workers' compensation policy are typically found on the information page of the policy. This page outlines essential details about the policy, including coverage limits, types of coverage included, and significant policy terms. It serves as a quick reference for insureds and policyholders to understand their coverage limits at a glance. While endorsements can modify coverage and limits, the specific limits of the Employers' Liability section are standardly stated on the information page since it is a summary of the core components of the policy. The application form primarily gathers information necessary for issuing the policy and does not detail coverage limits. Underwriting guidelines focus on the criteria for eligibility and risk assessment, rather than specific policy limits. Thus, the information page provides the most direct and accessible information regarding the limits of Employers' Liability coverage.